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Life Insurance for High Net Worth SeniorsWhat is Premium Financing?
Premium financing is for high net worth seniors in search of life insurance with no out-of-pocket costs. Instead of paying cash to fund a life insurance policy, a bank lends the money to the policy-holder to pay the premium. The bank is later repaid from the policy-holder’s death benefit. This allows the policy-holder to acquire an insurance policy without having to put up cash themselves. Sometimes this arrangement is referred to as “free insurance”.
What's the Advantage?
Premium financing greatly reduces the monthly out-of-pocket expenses for the wealthy individual by leveraging a bank loan. The idea behind premium financing is that when a wealthy individual has a need for life insurance protection, this individual also has sound financial reasons not to liquidate high performing investment portfolios, assets, or impact current cash flows in order to afford the insurance premium.
Who Qualifies?
Premium financing is for high net worth seniors. You must be between 69 and 85 years of age with a minimum asset value of $3 million. Currently under-insured based on your asset value, and uninsured or unsatisfied with your current insurance policy.
How to Get Started?
The process is simple and easy with no obligation. Submit this form to receive the Build Wealth with Life Settlements guide. An advisor will contact you to quote your premium financing offer.
At Investment Hunters Group, we strive to provide you with a variety of investment choices. We respect your privacy. By submitting your information, you are agreeing to the terms of our Privacy Statement and consenting to be contacted using the information you provided. This website is for information purposes only. It is not a solicitation to purchase or sell securities. Readers should consult with their own independent tax, business, and financial advisors with respect to any investment, including any contemplated investment. Securities may only be sold via an offering memorandum which may be obtained in states where it is lawfully offered. Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995: The statements which are not historical facts contained within are forward-looking statements that involve certain risks and uncertainties including but not limited to risks associated with the uncertainty of future financial results, additional financing requirements, development of new products, government approval processes, the impact of competitive products or pricing, and technological changes. The terms of Company`s End-User Disclaimer are subject to change without notice.
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