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$15.96
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Build Wealth with Life Settlements
Earn up to 30% or More with Life Settlements
If you are 65 or older and have an unwanted life insurance policy, you may qualify for a life settlement to get cash now to help pay for essential expenses, such as medical bills and mortgage payments. A life settlement may garner up to 30% of the face value of the policy as opposed to the traditional method of surrendering the policy with your insurance company. The practice of selling your unneeded life insurance policy is known as a "viatical".
What is a Life Settlement?
Life Settlements allow you to assign or sell your life insurance policy for an up-front, possibly large cash payment. Life Settlements allow you to use money that would otherwise be inaccessible. You may spend your life settlement money as you see fit.
Life Settlement Example
Male age 68 with a $100,000 policy was told by his insurance company that if he surrendered the policy they would only give him $110. A life settlement secured $28,000 to add to his retirement. That made a huge difference.
What is Premium Financing?
Premium financing is for high net worth seniors in search of life insurance with no out-of-pocket costs. Instead of paying cash to fund a life insurance policy, a bank lends the money to the policy-holder to pay the premium. The bank is later repaid from the policy-holder’s death benefit. This allows the policy-holder to acquire an insurance policy without having to put up cash themselves. Sometimes this arrangement is referred to as “free insurance”.
Inside Build Wealth with Life Settlements
The Build Wealth with Life Settlements guide can bring you up to speed quickly with the terminology, step-by-step process, and the common questions to ask before selling your insurance policy. In addition, learn the life settlement process in detail, see sample cases, and discover helpful hints.
Reasons to sell your policy
Earn up to 25% or higher of policy value
Learn about Premium Financing
Ask the right questions before selling
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